Can you pay for capsaicin cream with an HSA?
Are you wondering if you can pay for capsaicin cream with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.
Yes, you can pay for capsaicin cream with an HSA.
More details about capsaicin creamCapsaicin creams or ointments are topical, over-the-counter (OTC) pain relief applications for arthritis, sore muscles and joints, muscles strains and sprains, bruises, and cramps.
Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for capsaicin cream with your HSA card before making any purchases.
A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.