This is the internet's first and only complete list of both HSA-eligible and ineligible expenses. Bookmark this page so you can always spend your HSA funds in the smartest way possible.
Special Note: As part of the 2020 CARES Act, over-the-counter medications and menstrual care products are now eligible for purchase with health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs). This list includes products like allergy medication, pain relievers, prenatal vitamins, and tampons.
Expense | Eligible? |
---|---|
23andMe ancestry testing | β No |
5-HTP | β No |
Expense | Eligible? |
---|---|
GABA | β No |
Gait belts | π Yes |
Garlic | β No |
Gas relief medication | π Yes |
Gas-X | π Yes |
Gastric bypass surgery | π Yes |
Gauze | π Yes |
Gaviscon | π Yes |
Gelatin | β No |
Gender reassignment surgery | π Yes |
Generic prescription drugs | π Yes |
Genetic testing | π€·ββοΈ Maybe |
Geri chairs | π€·ββοΈ Maybe |
Gift cards | β No |
Ginger | β No |
Ginkgo | β No |
Ginseng | β No |
Glasses | π Yes |
Glucerna | β No |
Glucosamine | π Yes |
Glucose monitoring kits | π Yes |
Glucose monitoring supplies | π Yes |
Glucose monitors | π Yes |
Glutamine | β No |
Gluten-free foods | β No |
Glycine | β No |
Glycolic peels | β No |
Goggles | β No |
Goji berries | β No |
Gold Bond | π Yes |
Grape seed extract | β No |
Green tea | β No |
Gripe water | β No |
Groceries | β No |
Grooming aids | π Yes |
Guar gum | β No |
Guarana | β No |
Guide dogs | π Yes |
Gym equipment | π€·ββοΈ Maybe |
Gym membership fees | β No |
Gynecological exams | π Yes |
Gynecologists | π Yes |
Gynecomastia surgery | π€·ββοΈ Maybe |
Expense | Eligible? |
---|---|
Ibuprofen | π Yes |
Ice packs | π Yes |
Icy Hot cream | π Yes |
Icy Hot patches | π Yes |
Ileostomy supplies | π Yes |
Illegal drugs | β No |
Immunizations | π Yes |
Immunotherpy | π Yes |
Imodium | π Yes |
Imodium AD | π Yes |
In vitro fertilization (IVF) | π Yes |
Incentive spirometers | π Yes |
Incontinence pads | π Yes |
Incontinence supplies | π Yes |
Incontinence underwear | π Yes |
Infertility treatment | π Yes |
Infrared saunas | β No |
Inositol | β No |
Insect bite medication | π Yes |
Insect repellant | β No |
Insoles | π Yes |
InstaClear nasal strips | π Yes |
Insulin | π Yes |
Insulin pumps | π Yes |
Insulin supplies | π Yes |
Insurance premiums | β No |
Inversion tables | π€·ββοΈ Maybe |
Invisalign | π Yes |
Iodine (supplement) | β No |
Iodine (topical) | π Yes |
Irish Spring soap | β No |
Iron | β No |
Isoleucine | β No |
Isopropyl alcohol | π Yes |
IV equipment | π Yes |
IV stands | π Yes |
Ivory soap | β No |
Expense | Eligible? |
---|---|
Jackfruit | β No |
Jenny Craig | π€·ββοΈ Maybe |
Joint pain medication | π Yes |
Joint supplements | π Yes |
Jojoba oil | β No |
Juvederm | β No |
Expense | Eligible? |
---|---|
K-Y Jelly | β No |
Kaopectate | π Yes |
Kava | β No |
Kenalog injections | β No |
Ketamine infusion therapy | π€·ββοΈ Maybe |
Ketone test strips | π Yes |
Kettlebells | π€·ββοΈ Maybe |
Kinesiology | π Yes |
Kinesiology tape | π Yes |
Kitchen scales | π€·ββοΈ Maybe |
Kleenex | β No |
Knee braces | π Yes |
Knee wraps | π Yes |
Kola nut | β No |
Kombucha | β No |
Krill oil | β No |
Kybella | β No |
Expense | Eligible? |
---|---|
N95 masks | β No |
Nail polish | β No |
Nanit baby monitors | π Yes |
Nannies | β No |
Naproxen | π Yes |
Nasal aspirators | π Yes |
Nasal strips | π Yes |
NasalCEASE | π Yes |
Nausea medicine | π Yes |
Nebulizers | π Yes |
Needle containers | π Yes |
NeilMed Sinugators | π Yes |
Neosporin | π Yes |
Nervive | β No |
Neti pots | π Yes |
Neurologists | π Yes |
NeurOptimal | π€·ββοΈ Maybe |
Nexium | π Yes |
Niacin | β No |
NicoDerm CQ patches | π Yes |
Nicorette gum | π Yes |
Nicotine gum | π Yes |
Nicotine patches | π Yes |
Nighttime underwear | π Yes |
Nipple balm | β No |
Nipple cream | β No |
Nipple shields | π Yes |
Nitrile gloves | β No |
Nizoral | π Yes |
NMS devices | π Yes |
Noni | β No |
Noom | π€·ββοΈ Maybe |
Nootropics | β No |
Norplant insertion | π Yes |
Norplant removal | π Yes |
Nose jobs | β No |
Nursing bras | β No |
Nursing home expenses | π Yes |
Nursing pads | π Yes |
Nutrasweet | β No |
Nutrisystem | π€·ββοΈ Maybe |
Nutritionists | π€·ββοΈ Maybe |
Nyquil | π Yes |
Expense | Eligible? |
---|---|
OB/GYN visits | π Yes |
Obstetritians | π Yes |
Occupational therapy | π€·ββοΈ Maybe |
Omega-3 fatty acids | β No |
Omega-6 fatty acids | β No |
Oncologists | π Yes |
oogiebears | π Yes |
Operations (medically necessary) | π Yes |
Ophthalmologists | π Yes |
Optometrists | π Yes |
Oral irrigators | β No |
Oral-B electric toothbrushes | β No |
Organ donation | π Yes |
Organ transplants | π Yes |
Organic food | β No |
Organifi | β No |
Orthodontia wax | π Yes |
Orthodontists | π Yes |
Orthokeratology | π Yes |
Orthopedic neck supports | π Yes |
Orthopedic shoes | π€·ββοΈ Maybe |
Orthotics | π Yes |
Osteo Bi-Flex | π Yes |
Ostomy bags | π Yes |
Ostomy pouches | π Yes |
Ostomy supplies | π Yes |
Otoplasty | β No |
Otoscopes | π Yes |
Oura Rings | π€·ββοΈ Maybe |
Out-of-network providers | π Yes |
Out-of-network services | π Yes |
Over-the-counter medications | π Yes |
Ovulation monitors | π Yes |
Ovulation tests | π Yes |
Owlet baby monitors | π Yes |
Owlet Smart Socks | π Yes |
OXY 10 cream | π Yes |
Oxygen equipment | π Yes |
Expense | Eligible? |
---|---|
Q-Tips | β No |
Quercetin | β No |
Expense | Eligible? |
---|---|
Radial keratotomy surgery | π Yes |
Radon mitigation systems | π€·ββοΈ Maybe |
Raspberry ketones | β No |
Readers | π Yes |
Reading glasses | π Yes |
Recliners | π€·ββοΈ Maybe |
Reclining lift chairs | π€·ββοΈ Maybe |
Reclining wheelchairs | π Yes |
Recreational marijuana | β No |
Rectal thermometers | π Yes |
Red clover | β No |
Red yeast rice | β No |
Reflexology | π€·ββοΈ Maybe |
Regenerative medicine treatments | π€·ββοΈ Maybe |
Rehab services | π Yes |
Rehydration solutions | π Yes |
Reishi mushrooms | β No |
Relizen | β No |
Resistance bands | β No |
Respiratory treatments | π Yes |
Restylane | β No |
Resveratrol | β No |
Retainers | π Yes |
Revaree | β No |
Rhinoplasty | β No |
Rib belts | π Yes |
Riboflavin | β No |
Ricola cough drops | π Yes |
Ristela | β No |
Robitussin | π Yes |
Rogaine | β No |
Rolaids | π Yes |
Rose hip | β No |
Rowing machines | π€·ββοΈ Maybe |
Rubbing alcohol | π Yes |
Expense | Eligible? |
---|---|
Ubiquinol | β No |
Ultrasound devices | π Yes |
Urgent care visits | π Yes |
Urinals | π Yes |
Urinalysis | π Yes |
Urine test strips | π Yes |
Urological care | π Yes |
Urostomy pouches | π Yes |
Used needle containers | π Yes |
UV protective clothing | β No |
Expense | Eligible? |
---|---|
Vacations | β No |
Vaccinations | π Yes |
Vaginal rejuvenation | π€·ββοΈ Maybe |
Valerian root | β No |
Vanquish | π Yes |
Vapor rub | π Yes |
Vaporizers | π Yes |
Varicose vein surgery | π Yes |
Vasectomies | π Yes |
Vasectomy reversals | π Yes |
Vaseline | β No |
Vazalore | π Yes |
Vegetables | β No |
Veneers | β No |
Veterinary fees | β No |
Vicks VapoInhalers | π Yes |
Vicks VapoRub | π Yes |
Vicks VapoShower tablets | π Yes |
Vicks VapoSteam liquid | π Yes |
Visine | π Yes |
Vitamin A | β No |
Vitamin B1 | β No |
Vitamin B12 | β No |
Vitamin B2 | β No |
Vitamin B3 | β No |
Vitamin B5 | β No |
Vitamin B6 | β No |
Vitamin B7 | β No |
Vitamin B9 | β No |
Vitamin C | β No |
Vitamin D | β No |
Vitamin E | β No |
Vitamin K | β No |
Vitamins | β No |
Viviscal | β No |
Expense | Eligible? |
---|---|
Walkers | π Yes |
Walking aids | π Yes |
Warranties | β No |
Wart removers | π Yes |
Washable nursing pads | π Yes |
Water flossers | β No |
Waterpiks | β No |
Weight benches | β No |
Weight loss programs | π€·ββοΈ Maybe |
Weight loss supplements | β No |
Weight plates | β No |
Weight Watchers (WW) | π€·ββοΈ Maybe |
Weighted blankets | β No |
Weightlifting products | β No |
Weights | β No |
Wellness scans | π Yes |
Wheelchairs | π Yes |
Whey protein | β No |
Whirlpool baths | β No |
Whitening strips | β No |
Whitening toothpaste | β No |
Whoop Straps | π€·ββοΈ Maybe |
Wigs | π€·ββοΈ Maybe |
Wild yam | β No |
Willow bark | β No |
Witch hazel | β No |
Wound cleansers | π Yes |
Wrinkle creams | β No |
Wrist blood pressure monitors | π Yes |
Wrist braces | π Yes |
Expense | Eligible? |
---|---|
X-Rays | π Yes |
Xanthan gum | β No |
Xylitol | β No |
Xyzal | π Yes |
Expense | Eligible? |
---|---|
Yeast infection medication | π Yes |
Yerba mate | β No |
YMCA membership fees | β No |
YO sperm tests | π Yes |
Yoga | π€·ββοΈ Maybe |
Yohimbe | β No |
Expense | Eligible? |
---|---|
Zantac | π Yes |
Zarifa Z-Smart massage guns | π€·ββοΈ Maybe |
Zegerid | π Yes |
Zicam | π Yes |
Zinc | β No |
Zyrtec | π Yes |
Zyrtec-D | π Yes |