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Can you pay for treadmills with an HSA?
Are you wondering if you can pay for treadmills with a health savings account (HSA), flexible spending account (FSA), or health reimbursement arrangement (HRA)? You may also be wondering if this item is eligible or ineligible for reimbursement with your HSA, FSA, or HRA.
You may be able to use your HSA, FSA, or HRA to pay for treadmills, but only if you have a letter of medical necessity.
HSA fast facts
- HSAs are only available as part of a high-deductible health plan (HDHP).
- Contributions to an HSA can be made by an employer or employee on a pretax basis.
- Funds in a health savings account can be invested in a similar way as other retirement accounts.
Common HSA providers
- Bank of America
- Blue Cross Blue Shield
- Fifth Third
- HealthSavings Administrators
- HSA Authority
- HSA Bank
- Optum Bank
What about FSA and HRA eligibility?
The same HSA eligibility status for treadmills applies to flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) as well.
Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for treadmills with your HSA card before making any purchases.