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Can you pay for bassinets with an HSA?

Are you wondering if you can pay for bassinets with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

No, unfortunately you can't use your HSA to pay for bassinets. In fact, if you do pay for bassinets with you HSA, you may be subject to a penalty.

More details about bassinets

A bassinet is a bed designed for babies from birth to about four months. Bassinets are typically smaller than cribs and often rock or glide in order to soothe babies.

Many bassinets can slide or roll so that sleeping mothers don't have to get out of bed in order to reach their baby, and some bassinets even detect a baby's movement and respond by gently rocking them back to sleep.


Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for bassinets with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.