Home > baby oil

Can you pay for baby oil with an HSA?

Are you wondering if you can pay for baby oil with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

No, unfortunately you can't use your HSA to pay for baby oil. In fact, if you do pay for baby oil with you HSA, you may be subject to a penalty.

More details about baby oil

Baby oil is an oil designed to keep the skin of newborns and other babies soft. Because babies often have sensitive or delicate skin, putting oil on them can act as a protective layer as well and help their skin retain moisture.


Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for baby oil with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.