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Can you pay for adult diapers with an HSA?

Are you wondering if you can pay for adult diapers with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

Yes, you can pay for adult diapers with an HSA.

More details about adult diapers

An adult diaper is, not surprisingly, a diaper worn by adults (compared to infants or toddlers).

Diapers may be necessary for adults with incontinence, severe diarrhea, mobility issues, or dementia. Sometimes women may wear adult diapers after pregnancy, and men may wear them after prostate surgery.

Because having to use adult diapers is embarrassing for many people, they're often marketed under different names, such as incontinence pads or bladder control pads.

Fun fact: astronauts wear diapers called "Maximum Absorbency Garments", or MAGs, during liftoff and landing.


Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for adult diapers with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.