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Can you pay for breast enhancement with an HSA?

Are you wondering if you can pay for breast enhancement with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

No, unfortunately you can't use your HSA to pay for breast enhancement. In fact, if you do pay for breast enhancement with you HSA, you may be subject to a penalty.

More details about breast enhancement

Breast enhancement, also known as a boob job, breast augmentation, or augmentation mammoplasty, is a cosmetic or plastic surgery procedure in which the breasts are increased in size by inserting implants or fat into the breasts.

Disclaimer

Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for breast enhancement with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.