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Can you pay for regenerative medicine treatments with an HSA?

Are you wondering if you can pay for regenerative medicine treatments with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

You may be able to use your HSA to pay for regenerative medicine treatments, but only if you have a letter of medical necessity.

More details about regenerative medicine treatments

Examples of regenerative medicine include treatments like platelet-rich plasma (PRP) therapy, injection of stem cells or progenitor cells, and tissue engineering (transplantation of laboratory grown organs and tissues) in order to repair or heal damaged organs or tissue.

Disclaimer

Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for regenerative medicine treatments with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.