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Can you pay for breast implants with an HSA?

Are you wondering if you can pay for breast implants with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

No, unfortunately you can't use your HSA to pay for breast implants. In fact, if you do pay for breast implants with you HSA, you may be subject to a penalty.

More details about breast implants

Breast implants are prostheses used to change the size, shape, or position of a person's breasts.

While typically associated with women, men sometimes have breast or pectoral implants to correct breast defects or deformities.

Disclaimer

Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for breast implants with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.