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Can you pay for breast implant removal with an HSA?

Are you wondering if you can pay for breast implant removal with a health savings account (HSA), flexible spending account (FSA), or health reimbursement arrangement (HRA)? You may also be wondering if this item is eligible or ineligible for reimbursement with your HSA, FSA, or HRA.

You may be able to use your HSA, FSA, or HRA to pay for breast implant removal, but only if you have a letter of medical necessity or if your plan specifically allows it.


HSA fast facts


Common HSA providers

What about FSA and HRA eligibility?

The same HSA eligibility status for breast implant removal applies to flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) as well.

Disclaimer

This page is intended to be an educational reference only. Please check with your HSA administrator or health insurance provider to confirm if you can pay for breast implant removal with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your health savings account should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.