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Can you pay for artificial limbs with an HSA?

Are you wondering if you can pay for artificial limbs with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

Yes, you can pay for artificial limbs with an HSA.

More details about artificial limbs

Artificial limbs, otherwise known as prosthetics or prostheses, are limbs specially designed for people who are missing theirs, either due to congenital defect, accident, or amputation due to disease.

Disclaimer

Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for artificial limbs with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.