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Can you pay for abdominoplasty with an HSA?

Are you wondering if you can pay for abdominoplasty with an HSA? You may also be wondering if this item is eligible or ineligible for use with your HSA funds, or if it qualifies for reimbursement.

No, unfortunately you can't use your HSA to pay for abdominoplasty. In fact, if you do pay for abdominoplasty with you HSA, you may be subject to a penalty.

More details about abdominoplasty

Abdominoplasty, informally known as a tummy tuck, is generally considered elective cosmetic or plastic surgery and is not eligible for reimbursement with your HSA.

In an abdominoplasty procedure, excess skin and fat from the abdomen is removed to make the stomach flatter. It's usually performed on patients who have loose or sagging skin after pregnancy or significant weight loss.


Please note that it's always best to check with your HSA administrator or health insurance provider to confirm if you can pay for abdominoplasty with your HSA card before making any purchases.

A good rule of thumb is that if your doctor diagnosed you with a specific medical condition or ordered a treatment, product, or prescription specifically for you, your HSA should cover it. Sometimes your HSA will even cover items that it normally wouldn't if you have a letter of medical necessity signed by your doctor. Again, you should check with your HSA administrator before any purchase if you have any questions about an item being eligible or ineligible.